TIJ The Investor’s Journey A stock market school for everyday investors

Membership

Full access for $0.99

The internet will give you five hundred opinions about a stock for nothing. What it will not give you is one teacher who has said the same thing consistently since 1997, and the tools to check a company yourself before you believe anybody. That is what this is.

What you get

All of it, from the first day. Nothing is held back for a higher tier, and nothing here is the free version of something better.

  • Technical Talk — more than 230 lessons on charts, indicators and options. Every one written to be finished in a sitting and used the same week.
  • The Learning Curve — more than 330 lessons on the part almost nobody writes about: patience, losses, and staying rational with your own money on the line. This is the one members say they stayed for.
  • Something new every Sunday — one lesson for each library, every week, written by Mike. Not a back catalogue you finish and leave.
  • Weekly research walkthroughs — a real company taken apart in writing, start to finish, every week
  • Economic Forecast — is the next six months bullish, neutral or bearish
  • Stock and ETF scanners — saved screens for fundamentals, trends and options
  • Market commentary — twice weekly, written to be read
  • Economic calendar — what is coming and why it matters
  • Screening and calculation tools — see below

These are libraries, not a course with a fixed order — deliberately. You will not be marched through forty lessons on candlesticks before you are allowed to look up a company you already own. Start with whatever you are actually wondering about tonight.

And the tools, which is where most of the value is

A free site will give you a share price. It will not tell you what the business might be worth, whether that debt figure is alarming for its industry, or what somebody would pay you today for the right to buy your shares at a price you choose. Your membership includes the screening and calculation tools hosted at IncomeTrader.com — the covered call calculator, credit spread calculator, pivot point calculator, discounted cash flow model, strike price evaluator, and the Coval Trend Indicator — and the screens rerun every night after the close. The weekly research walkthroughs, the market commentary and the Economic Forecast are published there too. You log in with the same account you create here. IncomeTrader.com and The Investor's Journey are both run by Stock Market Edu.

What two weeks actually gets you

$0.99 is a price, not a plan. So here is what the 14 days can look like if you use them.

  1. Day one

    Look up everything you already own. Put each of your holdings through the evaluator and write down three numbers for each: the share price, the fair value, and the analyst target. Most people have never seen the second one for a stock they have held for years.

  2. Day two

    Find out which ones you are overpaying for. Where those numbers disagree, you have a question worth asking. Where they agree, you know what the crowd expects. Neither is a signal to do anything — both are things you did not know on Sunday.

  3. Day three

    See what your shares could be paid for. Open a covered call on something you actually hold, and find out what somebody would hand you today for the right to buy it at a price you choose. Then work out whether you would be happy at that price. That second part is the lesson.

  4. The first week

    Read the commentary and check the forecast. Sunday and Wednesday you get the week explained — what happened, why it matters, and what it means for a portfolio like yours. Then look at the Economic Forecast and see whether the next six months reads bullish, neutral or bearish.

  5. Day fourteen

    Decide, having actually used it. Either it has changed how you look at your account, or it has not. If it has not, stop it in a few clicks and ask for your $0.99 back — we will send it.

Nothing here promises a result. It is a list of things you will be able to do, and every one of them is something you do yourself, in your own account.

This is what you are actually getting

Real screens, real companies, on an ordinary weekday. Not mock-ups.

The Covered Call screen: a table of companies with sector, fundamental rating, share price, average volume, expiry, and the nearest in-the-money and out-of-the-money call strikes with prices and returns, plus a chart for each.
See which companies already pass the screen. Runs after the close each day. Companies that pass the fundamental grading and are currently in an uptrend, with the two nearest strikes already priced. It is a starting point for your own reading, not a list of anything to buy.
The Fair Value and Analyst Targets panel: fair value estimate, average analyst target price, and the number of analysts.
What is this business worth? A fair value estimate beside the analyst consensus and the share price, so you can see when the three disagree — and by how much.
The Financial Strength rows of the Ratio Comparisons table: current ratio and total debt to equity for the company, beside its industry, its sector and the S&P 500.
Is that number good, or just normal? Every ratio sits beside its industry, its sector and the S&P 500. You are never asked to know from memory whether 0.21 is alarming.
A call option chain listing strikes with last price, bid, ask, change, volume and open interest, with the at-the-money strike highlighted.
Read an option chain without guessing. Strikes, bids and asks laid out plainly, with the at-the-money row marked. The lessons teach you which two columns actually matter.

Screens captured on ordinary trading days. The companies shown are teaching examples, not recommendations, and the figures have moved since.

What members say about the teaching

Not about money. About whether it made sense.

I have been working with Mike and his company ever since their Wealth Expo tour and have been so happy with their training. I am now teaching some of the principles to my teenage son.

Linda E. Member since the Wealth Expo tour

I want to take a moment to thank you for the lesson on adjusting and altering, in such granular detail. This is the missing piece that has given me peace, and more confidence. You cover every step, multiple scenarios, and guide us through at a speed I just love. Never too slow, never too fast, always finishing every detail without taking any short cuts or assuming we know more than we do.

Dwight P.

The Diagonal class was one of the best I have ever heard. The way you teach is so effective and you make it very easy to understand. Thank you!

Ashok

These are real members, quoted with their permission. Nobody was paid or compensated for their comments. They describe their experience of the teaching, which is one person’s experience and not a promise about yours. We do not publish claims about investment results, because results depend on the market and on decisions we have no part in.

Before you pay, the honest version

We cannot tell you this will make you money. Anybody who does is not being straight with you. Investing involves risk, including the loss of the money you invest, and options carry additional risk.

What we will do is teach you to understand your own decisions. If that is not worth $24.99 a month to you, stop it — and we will refund you if you ask.

Questions people ask first

What happens after the 14 days?

Your membership continues at $24.99 a month, charged to the same card, until you cancel. We email you a reminder before the trial ends so the first full charge is never a surprise.

How do I cancel?

Sign in and cancel from your account settings. It takes effect immediately for future billing and you will not be charged again. You never have to phone us to cancel — though you can email support@theinvestorsjourney.com or call 239-823-5070 if you would rather we did it.

Can I get a refund?

Yes. Ask and we will refund your most recent charge — you do not need to justify it. The only exception is the last day or two of a billing month, when you have already had essentially the whole month. Full details on our refund policy page.

Do I need any experience?

None. Both libraries start from the beginning — what a share is, how a chart is read, what an option actually does. Nothing assumes you have done this before.

Do I have to place trades?

Not at all. Plenty of members read and watch for months before doing anything, and some never trade options at all. Observing first is the sensible way to learn.

Are the live classes and coaching included?

No. Membership covers both lesson libraries, the market commentary, the Economic Forecast and all of the research tools. Our live teaching classes and one-to-one coaching are bought separately, and we will never add them to your bill without you asking. If you want to know what they cost, email support@theinvestorsjourney.com or call 239-823-5070.

Why is the first 14 days only $0.99?

Because we would rather you used the tools and read the lessons before deciding. If it is not for you, stop it and you have spent under a dollar.

Ready? $0.99 gets you everything.

Both libraries, something new every Sunday, the commentary, the forecast, and every one of the tools.

$0.99 for 14 days, then $24.99/month. Cancel online anytime.